Samsung Pay is one thing we have been waiting for, here in India. Samsung has finally launched the Samsung Pay in India after weeks of teasing it here. For those who don’t know, Samsung Pay is a digital wallet by Samsung. It uses the NFC that’s on your Samsung device. So, NFC and a compatible Samsung device is a must to use the Samsung Pay.

Users of compatible Samsung devices will now be able to install the App and add VISA, Mastercard, and American Express cards issued by Axis Bank, HDFC Bank, ICICI Bank, SBI, and Standard Chartered Bank. It is going to support Citibank soon as well. Digital wallet Paytm and Government’s new Unified Payments Interface are also supported.

As mentioned earlier, it is only compatible with few of the Samsung devices which have NFC. The few of the Samsung device list goes as; Galaxy S7 Edge, Galaxy S7, Galaxy Note 5, Galaxy S6 Edge+, Galaxy A5, Galaxy A7 (2016), Galaxy A5 (2017) and Galaxy A7 (2017). The Samsung Pay works on any of the three securities which consist fingerprint authentication, card tokenization, and the Samsung KNOX.

Here’s how to use Samsung Pay

Firstly, make sure your device is in the list of compatible devices. Next, add your corresponding bank Credit/Debit cards. Once done adding, authenticate using your chosen security type, and select the card you want to pay from. Now, bring the phone near to the Point of Sale terminal. The Samsung Pay used the NFC or Samsung’s Magnetic Secure Transmission technology, which is the most prevalent across POS machines in India. Once brought near to PoS, the payment is done.

The support of Unified Payments Interface (UPI) will make the P2P transfer of funds between bank accounts easier. Samsung also allows the users to link their Paytm and let them pay using the unique QR code or through OTP securely. Samsung reckons that the Samsung Pay is an initiative for Make in India and that it has been finely integrated to use in the Indian market. Most of the coming up devices from Samsung will be supporting the Pay from which the Gear S3 will be made supporting soon.


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